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It Could Happen To You
So now for the rest of the story. Bill and his family had moved to the area 3 years earlier and did not have established credit due to some issues in the family past. They sought out and found someone to Lease/Purchase to them without using someone to help them obtain their new home. They worked out a deal with the owners that they would give $5000 in cash and pay $1100 per month for 3 years so the Bill's family could get credit established in order to secure a regular loan for the balance of the home price. Sometime during the first 2 years the owner lost their job and could not find another one. The owners instead of paying the mortgage on the property Bill's family lived in used the money to make ends meet for his family, never telling Bill that there was a problem. After a few months the house went in to foreclosure and the owners did nothing, but collect money from Bill and his family.
The Dodd/Frank act went into effect on the 1st of January 2014 to help protect from this kind of thing happening, and it still goes on every day.
Seek professional help when looking to purchase a home.
Find homes in Louisville at http://www.thehoguegrp.com
As the team leader for our group, my responsibility is to all of our clients to insure they are treated with respect and all of their needs are met. In addition I am the listing agent for the team hel....
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