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Reasons To Buy BEFORE The Winter Season
It's the season with thoughts of the upcoming holidays, family get-togethers, and planning for a new year. Those who are considering whether now is the right time to buy don't have to look much farther to find four great reasons to consider buying a home now, instead of waiting for the next season.
1. Renting vs. Buying. Whichever you choose, You are Paying a Mortgage Anyway
“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”
2. Prices Will Gradually Rise on the Next Coming Months
Recent reports from The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Home values over the next five years are rated to be between 10.5% for the most pessimistic and 25.5% for the most optimistic. If Home values will continue to appreciate for years. Waiting is just a waste of time.
3. Mortgage Interest Rates Are Foreseen to Increase
Most experts predict that there will be a rise in mortgage rates later this year even if Freddie Mac’s Primary Mortgage Market Survey displays that interest rates for a 30-year mortgage have relaxed recently. This projected increase in rates will affect your monthly mortgage payment. Do the math, monthly rent will be higher that a monthly payment for your home.
4. The Smart Move
The price of the home and the current mortgage rate defines a property’s worth. It appears that both are increasing. If the right thing for you and your family is to purchase a home this year, buying before the year ends is a smart move. Contact a Local Real Estate agent now.
Related Topics: RENT TO OWN A THING OF THE PAST
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